The CD Rate Paradox: Why 4. 35% Isn't Enough The recent surge in certificate of deposit (CD) rates has left many investors wondering if they've finally found a safe haven for their savings. With top rates reaching 4.
35% APY on an 18 month CD from Marcus by Goldman Sachs, it's tempting to jump into the market and lock in today's best returns. However, these rates are still far from historic highs.
The current CD rate landscape is characterized by a significant gap between online banks and traditional financial institutions.